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From $1,000 to $6: FMCSA Rules U.S. High Value Movers Must Know

FMCSA rules can cap claims at $0.60 per lb. For U.S. high value moves, declare valuables in writing, get a written estimate, and buy insurance.

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Specialized high value inventory movers protect fragile and expensive items through custom crating, white glove handling, and documented chain of custody from pickup to delivery. The single most important step is identifying and declaring in writing any item you believe exceeds the regulatory value threshold before the crew starts loading. That written declaration changes how the item gets packed, how liability is calculated, and what you can recover if something goes wrong.


TL;DR:

  • Declaring high-value items in writing before the move is essential to ensure proper handling, coverage, and liability protections during transit.
  • Custom crating, museum wrap, climate-rated containers, and proper labeling are necessary for protecting fragile, expensive, or temperature-sensitive possessions.
  • Using one responsible crew from pickup to delivery minimizes transit damage and ensures accurate documentation of custody, especially for valuable items.
  • Choosing full value protection or third-party insurance depends on the item’s worth exceeding coverage limits like the $0.60 per pound Released Value cap.
  • A detailed, specific inventory with photos, serial numbers, and access notes is critical for accurate estimates and effective claims if damages occur.

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